My hands were sweaty when I handed over my debit card. I did not know if there was enough money in my account. And I did not know that because I did not dare to look at my bank statements. Because, as long as I did not look at them I could pretend that a miracle had happened and I didn’t go into overdraft again.
I know how it feels to make a lot of money and how it feels to make little to nothing. I was an employee for a long time and am a freelancer even longer. I have taken out loans and paid them back. And, most importantly, I have a major in business administration and have managed the accounts of several small companies, but couldn’t get a grip on my own finances.
I’ve mingled and worked with billionaires, average earners and welfare recipients, with successful and not so successful freelancers, and the self-employed. I know how it is to fly for a dinner to Monaco as well as to live in a single-room-apartment in Mannheim. In my career I was always successful, yet I spent many sleepless nights worrying about my finances. And I thought this is how it was supposed to be.
Nothing you tell me will shock me, because most likely I’ll have been there too, And that is the reason why I can help you. Because I know what it feels like. Because I know that it doesn’t have to be this way.